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Emma - Budget Planner Tracker

Emma - Budget Planner Tracker

Released: 2017-12-15
© 2017 Emma Technologies LTD.
Emma - Budget Planner Tracker - QR Code
Version 3.0.6
4+
Download on the App Store
Version 3.0.6
4+
Download on the App Store
Released: 2017-12-15
© 2017 Emma Technologies LTD.

iPhone Screenshots

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Description

Emma is a money management and budgeting tool that helps you avoid overdrafts, cancel wasteful subscriptions, track debt and save money. Our data shows Emma can save you up to $600 every year! We use state of the art technology to analyse your personal finances and give you the power to make smarter decisions with your money.
FEATURES
● See all your accounts in one place
● Find and cancel wasteful subscriptions
● Set budgets and track paydays
● Avoid overdrafts fees
● Plan debt repayments
● Save money every month
BANK LEVEL SECURITY
● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive personal information is fully encrypted and securely stored.
● The app uses TouchID fingerprint authentication for added privacy and security.
● Emma does not store your online banking credentials.
CUSTOMER REVIEWS
“I love this app. I used a Google Sheet until now and had to manually track when each outgoing went out by loading up 3 different banking apps. This does it all and it's so flexible; I've not had to change how I do my home accounting/budgeting.”
Chris
“I love Emma! I was searching for a good app to help me keep track of my 1. Transactions , 2. Debt , and 3. Bills and Subscriptions. Emma does all that and more. It's aesthetically pleasing, easy to understand and operate, and best of all free!”
Jada
“Amazing detailed finance analysis tool. Perfect to spot bad spending habits. I tried yolt and moneydashboard, and this is the app to keep, better than the other 2 by miles.”
Alex
OUR MISSION
We believe anyone deserves a financial advocate. Someone who watches our back no matter who we are and where we come from. Emma doesn’t serve the interests of anyone. We think we can provide a great experience, which relies on a basic principle, caring about our customers’ financial well being. This is who we are and what we stand for.
We have received amazing feedback from the community and have been recommended by Forbes, Financial Times, Politico, The Sunday Times and CITY A.M.
MORE FEATURES? THAT’S A PRO
Upgrade to Emma Pro for access to premium features, including:
● Custom categories and unlimited budgeting, so you can track your finances like a ninja
● Rename transactions to edit how your transactions should look like
● Export data to understand your finances on excel
● Create manual Accounts to manage your cash expenses and any other accounts you might have
● Split your transactions into multiple categories for more flexibility
● Unlock our Legendary Pro Icon, because you are a Pro
-----------------------------------
If you choose to purchase Emma Pro, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Current Emma Pro subscription price starts at £4.99 GBP/month, and one-month, 6-month and 12-month packages are available. Prices are in UK sterling, may vary in countries other than the UK and are subject to change without notice.
No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Pro, you can simply continue using Emma for free.
Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952
We are also registered with the Information Commissioner's Office in compliance with the Data Protection Act 1998. Data Protection Registration Number: ZA241546.
Company Registration Number: 10578464.
Terms and Conditions: https://emma-app.com/terms
Privacy Policy: https://emma-app.com/privacy

What's New in Version 3.0.6

Bug fixes & performance issues.

Seller

Name

Emma Technologies LTD.

Information

Categories

Version

3.0.6

Size

109 MB

Game Center

No

VPP Device Licensing

Yes

Rating

Rated: 4+

Compatibility

iOS 9.2 or later

Devices

iPhone 4S, iPhone 5, iPhone 5c, iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, iPhone 6s Plus, iPhone SE, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPhone XR, iPhone XS, iPhone XS Max, iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, iPhone SE (2nd generation), iPad 2 (Wi-Fi), iPad 2 (3G), iPad (3rd Generation) (Wi-Fi), iPad (3rd Generation) (4G), iPad (4th Generation) (Wi-Fi), iPad (4th Generation) (4G), iPad (5th Generation) Wi-Fi, iPad (5th Generation) Wi-Fi + Cellular, iPad (6th generation) Wi-Fi, iPad (6th generation) Wi-Fi + Cellular, iPad Pro, iPad Pro (Cellular), iPad Pro (9.7-inch), iPad Pro (9.7-inch) (Cellular), iPad Pro 12.9-inch (2nd generation), iPad Pro 12.9-inch (2nd generation) Wi-Fi + Cellular, iPad Pro (10.5-inch), iPad Pro (10.5-inch) Wi-Fi + Cellular, iPad Pro (11-inch), iPad Pro (11-inch) Wi-Fi + Cellular, iPad Pro 12.9-inch (3rd generation), iPad Pro 12.9-inch (3rd generation) Wi-Fi + Cellular, iPad Air, iPad Air (Cellular), iPad Air 2, iPad Air 2 (Cellular), iPad Air (3rd generation), iPad Air (3rd generation) Wi-Fi + Cellular, iPad mini (Wi-Fi), iPad mini (4G), iPad mini Retina, iPad mini Retina (Cellular), iPad mini 3, iPad mini 3 (Cellular), iPad mini 4, iPad mini 4 (Cellular), iPad mini (5th Generation), iPad mini (5th Generation) Wi-Fi + Cellular, iPad (7th generation) Wi-Fi + Cellular, iPad Pro 11-inch (2nd generation), iPad Pro 11-inch (2nd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (4th generation), iPad Pro 12.9-inch (4th generation) Wi-Fi + Cellular, iPod touch (5th generation), iPod touch (6th Generation), iPod touch (7th generation)

Languages

English

App Store: Customer Ratings

Ratings & Reviews

4.5 of 5 (235 Ratings)

App Store: Customer Reviews

2020-09-02

Credit cards would link. Couldn’t use.

I purchased the Emma app earlier this year. The credit card we had would not link so we spent the next few months making our own budget to pay it off to get one that would link. We got the new one and it won’t link. I have been in contact with Joel from Emma and he said we would have to go through Apple. I purchased it through a different company that said we had to go through Emma. Now they are not getting back to us. Waste of money!
Christopher Donotbuy
Version 3.0.0
2020-07-03

Crashing?

Not entirely sure what’s going on, but since the last update I haven’t been able to even open the app. Please fix! I swear I’ll change my review once it works again! I’ve recommended it to a bunch of friends and we’ve all loved it to help with our “adulting”
edithy
Version 2.8.8
2020-07-02

Too much information given

They ask you way too much information and doesn’t let you use the app without them. Can’t even go back on your information. Way too suspicious for an app that get access to your bank information. Not gonna try it further. There’s other app with an easier website.
!Gaby-chan!
Version 2.8.8
2020-06-29

Good app

I love this app, for when an iPad version?
Also I always receive alerts from my bank that recognize Emma connections as suspicious, and I have to confirm too often that it is a trusted connection. Never did that with other financial app.
JJJuliusG
Version 2.8.6
2020-06-24

Good app but Power User should be able to disable recommending to friends

Good app but Power User should be able to disable recommending to friends. I don’t want that on the home screen always asking me to share and invite friends. Too aggressive, especially as a paying user.
fontez
Version 2.8.3
2020-05-25

Won’t let me log in

I guess this is for America and not canada??
honeylizmoon
Version 2.7.2
2020-05-23

Best budgeting app

I love this app, very simple to use, helpfull and fun to use.
budgethinglife
Version 2.7.2
2020-05-16

Needs to be More intuitive and dark mode

I love the app and the service it provides and the fact that it doesn’t ask us to pay for unnecessary stuff.
I love the app but I would appreciate if it can be a little dark so it doesn’t burn the eyes.
And the history tab and budget tab aren’t very useful other than that amazing
Dev versetti
Version 2.7.0
2020-05-08

Great app with micro issues

PROS:
- connects with most banks and credit cards
- simple, easy to use interface
- cheaper(ish) than other budgeting apps
CONS:
- doesn’t sync purchases automatically, even with premium (which I have)
- doesn’t connect to fintech’s like Koho or Stack (you have to manually track your spending on these cards which is kind of an inconvenience)
- doesn’t connect to small CC companies like Brim
mariellopez
Version 2.6.8
2020-05-08

Changed my whole life

In over 8 years of using iPhone, I have never once left a review. This app has been life changing. As a young adult recently graduated from college, I’ve often found it difficult to manage my spending. I tried other apps before such as Mint and often grown frustrated with various issues with the UI and the way spending is tracked.
This app tracks your spending perfectly. It makes if easy for you to quickly categorize things, it detects when money is moved from one account to another almost flawless. Connections are always active.
Point is this app is pretty much perfect. I subscribed to the premium version to support the impressively responsive development team. Thanks guys!
fhdburddh
Version 2.6.8
2020-05-08

This app is amazing!! 10/10 RECOMMEND

The app is bright, uplifting, current. Highly recommend the app!!
layne-rox
Version 2.6.8
2020-05-04

Unimpressed

I downloaded the app, gave them my banking info, and it’s now been 24 hours of it “loading” and I’m starting to get seriously suspicious...
genesm12
Version 2.6.7
2020-04-13

Financial Knowledge

There are lots of apps out there that help you track and budget your money. I find too often they are too intense to setup. Emma works to do most of the heavy lifting for you and tracks usage. Obviously this means you give up privacy and your data, but I feel the trade off is worth it. It be interesting to know their stance on data privacy? 🧐
Deadlymon
Version 2.6.2
2020-04-05

Ideas Are Great, But Extremely Buggy...

I want to love this app, but:
— Transaction Auto-Name/Categorization has the right idea, but it doesn’t seem to be learning from any past Manual-Name/Categorizations.
— Same goes for Merchant Logo (says it will change for similar transactions, but doesn’t seem to).
— Recurring Payments also hurt due to the issues above, as I’ve found it does not consider some transactions that are definitely part of said Recurring Payment. It would be nice to be able to link specific transactions to a Recurring Payment that the system missed.
— The use of Emojis for Custom Categories does not look good and discourages me from using the feature.
— Still having issues with adding certain accounts. But the again, every app of this type have this issue.
I really want to love this, because Mint is so complacent it hurts. That said, I hope these bugs can be fixed; cause as it stands, Mint is still more reliable, albeit, with basic features.
LeShaun
Version 2.5.8
2020-04-05

Absolutely impressed with this app !

I’ve tried many app of the sort during the last years, and none were half polished as Emma. Bank syncing works flawlessly, support is hyper reactive and functionality are powerful without being too complex. Definite A+ on all aspects. My only concern is that I don’t want them to close, that’s why I went with the Pro version. Thanks Emma team !
P0EDM
Version 2.5.8
2020-03-14

Can’t proceed without adding a bank account

Come on! Not impressed at all, waste of time.
PraveenKapuganti
Version 2.5.4
2020-03-06

Thank you

Thank you for your commitment to integrity, fairness, affordability and professionalism. Good luck and wishing you a successful and ethical future
hopehaver
Version 2.5.3
2020-02-10

So far, so good!

Love the aesthetic and easy to use! Only wish I have is a budget to put money away for savings or in a TFSA.
Ringettegorl
Version 2.4.5
2020-02-05

Safety & Security

How safe is it to link your bank details into the app?
alihanb7
Version 2.4.4
2020-01-31

So close to perfect.

I have used every budget app out there and Emma is by far the best. It took all my Canadian accounts except HBC, no big deal. What would make it perfect would be the ability to pull bills on from credit card and other bill providers to stay on track of due dates. But Emma is gorgeous!
mikeguymer
Version 2.4.2
2020-01-06

Great so far

Support was super helpful when I had a minor problem with currency too! Love this app 👌
Katnad0
Version 2.3.6
2019-12-07

Annoying notifications even when turned off

And pretty shady tactic that if 1 star from the app you don’t display the AppStore rating widget.
raulriera
Version 2.3.2
2019-11-16

perfection.

i used to use cleo then they changed the layout so now their promotion for their own product is everyone in the app.
emma is simple to use, clear and don’t force you to subscribe to the pro version, which makes you comfortable and want to subscribe to the pro version.
keep you going!!!
— emma ;-))
alicearyes
Version 2.3.0
2019-10-27

Unbelievably good

I am amazed by this app. It’s exactly, precisely, stupendously what I’ve been looking for. In fact, I was on a journey to build my own finance solution until I came across Emma on Twitter and it blew my mind. It’s perfect.
tredman00008
Version 2.2.7
2019-09-22

Wonderful

I don’t usually leave reviews, but this app deserves it. It is awesome and better than all the other budgeting apps I have used.
I would like to be able to manually sync accounts as the sync times are difficult to determine. Also looking forward to being able to add my Irish and Revolut bank accounts 😉
mikiekelly
Version 2.2.4
2019-07-30

Best budgeting app? No. Best app, period.

This app is so intuitive and eye-pleasing I cannot believe. I was never into budgeting but now I open this app like 3-4 times a day. Plus, added benefits of actually getting to know where does your salary disappear before end of end of each month :P
Kudos guys, this is amazing and the customer support is awesome too. I rarely write reviews, but Emma is so good I had to!
ar3shah
Version 2.1.7
2019-07-18

Making budgeting fun!

Emma is a great tool to make budgeting fun. It puts things in a way anyone can understand them!
Ebou19
Version 2.1.5
2019-06-20

This app does it!

Wow omg this is an excellent app. I love it!!
Arturo90
Version 2.1.2